Nonsubscription Product Comparison
Product Comparison
Product / Options | CEI | VIP |
---|---|---|
AM Best Rating | A+XV | A+XV |
Policy Form | Non-Admitted | Non-Admitted |
Per Occurrence SIR Range | $1,000 - $5,000,000 | $1,000 - $100,000 |
Per Occurrence CSIL Option | 1 to 25 million (5 million per Employee) |
500k to 1 million |
Disability Period Limit / Option | 156 or 260 weeks up to 1K per week | 104 or 156 weeks up to 1K per week |
Medical Period Limit | None | 104 or 156 weeks |
Employer Liability Limit | None | 104 or 156 weeks |
Legal Defense Costs | First dollar outside policy limits (optional) during max coverage period in CSL | |
Pay on Behalf Option | Available | Available |
Policy Aggregate | $25,000,000 | $15,000,000 |
Commissions | 10% | 10% |