Professional Liability
Professional Solutions
Think Combined Group for your Professional Solutions
Contact:
                                Merilyne Moodley 
                                Professional Lines Broker 
                                Phone: 214-295-1639 
                                [email protected]
                            
                                Michael O'Hearn 
                                Professional Lines Broker 
                                Phone: 214-295-1636 
                                [email protected]
                            
Medical/Allied Health Professional
- Solo to large physician groups
 - Over 100 Allied Health classes
 - Defense outside of limits
 - Privacy/Cyber coverage
 
Technology, Media, and Business Professional
- Multiple admitted markets
 - Limits up to $20,000,000
 - Unintentional breach of contract coverage
 - Regulatory defense and penalties coverage
 - Privacy notification costs coverage available
 
Architects and Engineers (A&E) Professional
- Small to Large firms
 - Expanded definition of insured
 - Limits up to $5,000,000
 - Pollution coverage for professional claims
 - Duty to defend contract
 
Lawyers Professional
- Sole practitioners to large firms
 - Broad definition of services
 - Incident Sensitive coverage form
 - Limits up to $5,000,000
 - Primary or excess
 
Miscellaneous (E&O) Professional
- Over 300 Miscellaneous classes available
 - Newly formed entities
 - Independent contractors
 - Tailored definition of professional servcies
 - Defense outside the limits for most classes
 
Cyber and Data Breach Liability
- Data breach response policy limits
 - Electronic media coverage
 - Network security and privacy
 - Cyber extortion
 - Regulatory defense cost, lines and penalties
 
Directors and Officers Liability
- Stand-alone or with EPLI/Fiduciary
 - Defense outside the limit is available
 - Domestic partner coverage
 - Zero retention available (no-out-of-pocket)
 - Partnership liability for LP’s and GP’s
 
Employment Practices Liability
- Stand-alone or with D&O/Fiduciary
 - Third party coverage available
 - Wage and hour defense coverage available
 - Breach of employment contract coverage
 - Tenant discrimination defense/prop. manager
 
Fiduciary Liability and Crime
- Stand-alone or with D&O/EPLI
 - Zero retention available (no-out-of-pocket)
 - Automatic coverage for newly created plans
 - Loss includes fines and penalties
 - Investigation and regulatory proceedings